Summerford is an unincorporated community in Somerford Township, Madison County, Ohio, United States. It is located at the intersection of U.S. Route 40 and State Route 56. It was named Summerford by settlers moving west that stopped there because the creek was up. They set up a settlement while waiting for the creek to drop to a safe lever and the f…Summerford is an unincorporated community in Somerford Township, Madison County, Ohio, United States. It is located at the intersection of U.S. Route 40 and State Route 56. It was named Summerford by settlers moving west that stopped there because the creek was up. They set up a settlement while waiting for the creek to drop to a safe lever and the forded the creek in the summer. Make a summer ford of the creek.