Welcome to the Office of Portia J. Bell We provide our patients with the best care possible, and an important part of this process is informing patients of their dental needs. Many individuals who are paying for dental insurance do not realize that their plans provide coverage up to a certain dollar amount annually. Consequently, some patients are not scheduling the dental treatment they need, deserve, and have insurance to cover. Unfortunately, numerous patients do not realize insurance benefits for each year cannot be carried over to the next year. The bottom line: what the patient does not use they lose. Clearly, it pays in many ways to schedule the preventative care or other dental treatment that you need.