According to a new report, January saw a positive shift in seller activity despite recent hikes in mortgage rates, with the number of newly listed homes up month-over-month, potentially marking “a turning point in the high mortgage rate-induced standoff between buyers and sellers,” according to Danielle Hale, Chief Economist at Realtor.com.

Welcome to MortgagePoint! In our continuous effort to provide comprehensive and timely information, we've combined the strengths of DS News and MReport into one unified platform - MortgagePoint. This new platform offers a 360-degree view of the mortgage industry, including insights on loan origination, default servicing, and more.You will …

Jan 13, 2025 · For this year’s first edition, MortgagePoint surveyed a selection of economists and industry experts about topics ranging from the potential impact of tariffs and deportations on the building industry, how inflation may be impacted, first-time homebuyer affordability and access, and more. This year’s outlook reveals a complex interplay of …

1 day ago · Franco Terango is CEO of Certainty Home Lending. He has been a leader in the financial services industry for more than 30 years, and his career has transversed four lines of business, including consumer banking, investments, small business banking, and 25 years in mortgage lending.

Jan 23, 2025 · According to Redfin, the median U.S. monthly housing payment is $2,686, the highest level in nearly seven months, as of the four weeks ending January 19.Housing costs are high because of rising mortgage rates and home prices: The weekly average mortgage rate is currently 7.04% (according to Freddie Mac), the highest level since May, and the median U.S. home-sale price is up 5% year-over-year.

Jan 8, 2025 · The CoreLogic Home Price Index (HPI) and HPI Forecast for November 2024 have been made public by CoreLogic. Gains in home prices in the U.S. have not increased since November of 2022, but 17 states have set new records, and the country as a whole is predicted to achieve a new high this April when the usually hectic homebuying season gets underway.

Jan 6, 2025 · According to a new study from Redfin, a household making a median U.S. income of $83,782 in 2024 would’ve had to spend 41.8% of their earnings on monthly housing costs if they bought a $429,734 median-priced U.S. home.That’s a slight improvement from 42.2% in 2023, but is considerably less affordable than the typical share of 30% or lower recorded throughout the 2010s.

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Dec 13, 2024 · "Important factors common among the top performing markets in 2025 include available inventory at affordable price points, a better chance of unlocking low mortgage rates, higher income growth for young adults, and net migration into specific metro areas," said NAR Chief Economist and SVP of Research Lawrence Yun.

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